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OPEN A GOLD IRA

RETIREMENT STRUCTURES

PHYSICAL PRECIOUS METALS

WITHIN A

SELF-DIRECTED IRA

Coordinated guidance for individuals establishing physical
precious metals holdings within self-directed retirement accounts

For individuals evaluating diversification
within retirement accounts, self-directed IRAs may permit certain
physical precious metals to be held within the account.

Atlas Gold Group provides educational resources and
coordinates the acquisition process alongside established
custodians and approved depositories.

SCHEDULE A PRIVATE DISCUSSION
RECEIVE THE INVESTOR GUIDE
When appropriate, Atlas can coordinate with a client’s financial advisor, CPA, or attorney
to ensure decisions are considered within a broader financial strategy.
Precious Metals IRAs operate within a regulated system involving custodians, depositories, and defined procedures.

What Is a Precious Metals IRA?

A Precious Metals IRA is a self-directed retirement account that permits the holding of certain IRS-approved physical gold
and silver within a regulated account.

Unlike traditional brokerage IRAs that hold securities, a self-directed IRA allows ownership of specific tangible assets that
meet regulatory standards.

This account operates under defined rules, documentation standards, and storage protocols.

Understanding these requirements is essential before any allocation is considered.

How Precious Metals IRAs Are Coordinated

Precious Metals IRAs involve coordination between several independent institutions, each serving a defined role within the
account process.

Atlas Gold Group

Facilitates the purchase of eligible precious metals and coordinates the transaction process.

Self-Directed IRA Custodian

Administers the retirement account,
maintains regulatory compliance, and
processes account documentation.

Approved Depository

Provides secure storage and custody
of precious metals held within the
retirement account.

Atlas Gold Group coordinates the acquisition of precious metals but does not act as a custodian or storage provider.

Who Typically
Uses This Structure?

Precious Metals self-directed IRAs allow certain physical assets
to complement existing retirement savings within a regulated
account framework.

Commonly considered by individuals who:

  • Hold an existing retirement account such as a Traditional
    IRA, Roth IRA, or a current or former employer-sponsored
    retirement plan
  • Seek diversification within retirement planning
  • Prefer tangible asset ownership within their retirement account
  • Value long-term
    allocation rather than short-term market movements
  • Prefer custodial administration and third-party storage
    of retirement assets
  • Prefer retirement account structures that may provide tax-
    deferred or tax-advantaged treatment, depending on account
    type and individual circumstances
Atlas Gold Group provides educational guidance and transaction
coordination throughout the process, while custodians and
approved depositories perform the administrative and storage
roles required within retirement account frameworks.

Retirement Account Types

Certain retirement accounts may be eligible for rollover or transfer
into a self-directed Precious Metals IRA.

  • Traditional IRAs
  • Roth IRAs
  • SEP IRAs
  • 401(k) plans (eligible rollovers)
  • 403(b) plans
  • Thrift Savings Plans (TSP)
Each account type carries its own rules, timelines, and
documentation requirements. Account qualification is typically
reviewed during the discussion process to ensure proper
sequencing and account compliance.

Account Lifecycle

How funds move, are held,
accessed, and distributed within
a Precious Metals IRA.

Gold IRA Rollovers & Transfers —

WHAT TO KNOW

There are two common ways retirement funds are moved
into a self-directed Gold IRA:

Direct Transfer (Preferred Method)

  • Funds move directly from one custodian to another
  • No funds pass through the individual
  • No 60-day deadline
  • No mandatory tax withholding

Indirect Rollover

  • Funds are temporarily distributed to the individual
  • Must be deposited into the new IRA within 60 days
  • May be subject to 20% withholding
  • Failure to complete within

Individual circumstances vary. Atlas Gold encourages individuals to consult qualified
tax or financial professionals regarding RMD obligations.

How The Process Works

1

CONSULTATION & ACCOUNT REVIEW

We begin by reviewing your existing retirement structure and objectives.

2

CUSTODIAN COORDINATION

A self-directed IRA custodian is established to facilitate account setup and coordinate
the rollover or transfer of funds.

3

PRODUCT SELECTION & PRICING REVIEW

IRA-eligible bullion options are reviewed in full, including pricing structure and availability

4

TRADE CONFIRMATION & DOCUMENTATION

Transactions are confirmed and documented prior to execution

5

DEPOSITORY SHIPMENT

Metals are shipped directly to an IRS-approved third-party depository and held in
accordance with account guidelines.

Each step follows a defined sequence. No transaction is executed without full review
and confirmation.

Atlas Gold Group

Precious Metal s IRA Overview

Ownership Structure

Precious metals are held within a self-directed Individual Retirement
Account administered by an independent custodian

Funding Methods

Typically funded through IRA transfers or rollovers from elible retirement
accounts such as Traditiona IRAs or employer-sponsored plans

Storage

Metals must be stored at a third-party depository in accordance with IRS requirements

Custodian Role

An independent self-directed IRA custodian administers the account
and maintains regulatory compliance

Pricing

Spot price plus product-specific premium confirmed prior to
trade execution

Taxes

Tax treatment depends on the account structure (Traditional or Roth)
and applicable IRS regulations

Liquidity

Metals may be sold or distributed in accordance with IRA rules

Minimum Allocation

$25,000 standard minimum for IRA transactions
(exceptions may apply)
This information is provided for educational purposes only and is not intended as investment, tax, or legal advice.
Precious metals fluctuate in price and are subject to market risk. Atlas Gold Group does not act as a custodian or depository.

Custody & Storage Requirements

Physical metals held within a Precious Metals IRA must be stored at an IRS-approved
third-party depository. Personal possession is not permitted while assets remain within
the retirement account.
Depositories provide secure storage, verification, and insurance coverage according to their
internal policies.
Atlas Gold Group does not act as custodian or depository.

Liquidity & Distributions

Liquidity is influenced by:

  • Market conditions
  • Product type
  • Account rules
  • Required Minimum Distribution

    (RMD) requirements (if applicable)
When clients choose to liquidate, Atlas Gold Group offers buyback coordination, subject
to prevailing market conditions.
Distributions remain governed by IRA rules and applicable tax considerations.

Measured Expectations

Physical precious metals represent a tangible asset class that may be incorporated within
certain retirement account allocations when eligibility requirements are met.

They may:

  • Market conditions
  • Product type
  • Account rules
  • Required Minimum Distribution

    (RMD) requirements (if applicable)

They do not:

  • Market conditions
  • Product type
  • Account rules
  • Required Minimum Distribution

    (RMD) requirements (if applicable)

A measured approach supports sound decision-making when evaluating how precious metals may fit within a broader retirement strategy.

Retirement Structures vs Direct Ownership

Precious Metals IRAs Provide:

  • Tax-advantaged retirement structures
  • Third-party depository storage
  • Integration within retirement planning

Direct Ownership Provides:

  • Immediate possession upon delivery
  • Personal control over storage
  • Flexibility outside retirement account rules
Choosing between structures depends on personal objectives and planning considerations.

For a detailed comparison, visit our “Precious Metals IRA or Cash” in our Educational Hub.

OWNERSHIP | DELIVERY | SECURITY | STORAGE | LIQUIDITY | COMPLIANCE

FREQUENTLY ASKED QUESTIONS

What is a Precious Metals IRA?
A Precious Metals IRA is a type of self-directed Individual Retirement

Account that allows certain physical precious metals to be held within a retirement account when administered through an approved custodian and stored in an IRS-approved depository.

Eligible metals must meet specific IRS purity standards and cannot be held directly by the account owner while they remain part of the IRA.

SCHEDULE A DISCUSSION

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Atlas Gold Group provides information regarding precious metals products and transaction procedures but does not provide tax, legal, or investment advice.
Clients should consult their financial advisor, tax professional, or retirement plan administrator when evaluating retirement account options.

Alignment in Action

For all qualifying transactions exceeding $50,000, clients may elect to direct a 1% allocation
credit toward additional metals or to a qualified charitable organization.
This program reflects our belief that meaningful capital decisions can also align with personal values.

Terms and eligibility criteria apply.

Talk to an Atlas specialist today. 1-800-219-0771

Structured Guide
to a Precious Metals IRA

Receive a clear overview of ownership mechanics,
account considerations, and key distinctions between
physical and paper-based exposure.

Educational resource only. No forecasts. No obligation

SCHEDULE A DISCUSSION

Retirement Allocation Begins With Perspective.

If you are evaluating physical precious metals
within a retirement account, Atlas welcomes
a measured and thoughtful discussion.

Conversations are confidential and designed to support understanding.

SCHEDULE A PRIVATE DISCUSSION
RECEIVE THE ATLAS PRECIOUS METALS IRA GUIDE
You may include your financial advisor, CPA, or attorney —
or keep the conversation private based on your preference.

Compare Structures →

Cash Purchase vs Precious Metals IRA Chart

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